Blue Cross and Blue Shield of North Carolina Medicare Plan Options
BCBSNC offer 3 types of Medicare Insurance Products which are Medicare Advantage Plans, Medicare Supplemental Plans and Part D Prescription Drug Plans.
In order to for a Medicare health plan with Blue Cross Blue Shield of North Carolina you must be enrolled into Part’s A & B of Original Medicare.
Blue Cross offers two types of Medicare Advantage or Part C health plans, a PPO and HMO version.
Here is the rate breakdown for the Charlotte, NC area:
| Plan Name | Premium | Prescription Drug Coverage | Out-of-Network | Provider Office Visit (Primary/Specialist) | |
|---|---|---|---|---|---|
| Blue Medicare HMO | |||||
| HMO Standard | $0 | Standard | Not covered* | $10/$35 |  |
| HMO Enhanced | $16.40 | Enhanced | Not covered* | $5/$35 | |
| HMO Medical Only | $0 | None | Not covered* | $5/$20 | |
| Blue Medicare PPO | |||||
| PPO Enhanced | $47.20 | Standard | Generally 20% | $15/$40 In-network | |
| PPO Enhanced Freedom |
$99.90 | Enhanced | Generally same cost as In-network | $20/$40 In-network | |
| Blue Medicare Rx Prescription Drug Plan | |||||
| Enhanced | $92.50 | Enhanced | N/A | N/A | |
| Standard | $66.10 | Standard | N/A | N/A | |
| Blue Medicare Supplement | |||||
| Learn more and apply online. | |||||
Blue Cross Blue Shield North Carolina Blue Medicare Plan Benefits:
For instant rates consult a local Blue Cross agent with questions and to enroll!
